Three people working at a table with reports, printed charts and a laptop, seen from above.

Clear finances and software that measures up to your business.

CJM Nexus brings together Richard Carvajal's financial leadership, with fifteen years of experience, and specialized software development. For companies that want to grow with control.

Book a diagnostic call · 20 min See what we do

Free · no commitment · 20 minutes

15+
years in financial leadership
The track record of Richard Carvajal, the firm's founder.
100+
clients advised
By Richard Carvajal in Latin America, the US and Europe.
2
countries
A team in Ecuador and Berlin.

Richard Carvajal leads finance, Boris Carvajal technology and Mirella Llanga general management.

What we do

Two lines, one firm. Whoever defines the number also builds the system that produces it.

Management dashboard

June

Sales12%

$1.24M

Margin3 pt

34%

Cash4 d

45 d

A/R2 pt

18%

Sales vs. targetActualForecastTarget

JUN$1.24M10% above target

Profitability by lineRevenueMargin

Services$612K38%

Product$431K31%

Maintenance$197K24%

Receivables over 60 days past due

Sample interface · illustrative data

Service 01

Fractional CFO services.

A CFO for owners and managers who need clarity to decide, with concrete deliverables every month.

Executive financial diagnostic
13-week cash flow forecast
KPIs and cost control
Profitability by business line

See the service

Documents and traceability

Company portal

DocumentStatus

Monthly reportAccounting · Jun 12Signed
Board minutesManagement · Jun 5Signed
ReconciliationAccounting · Jun 4In review
Purchase order 2418Operations · Jun 3Draft
Inventory reportOperations · Jun 1Signed

96 Signed
21 In review
11 Draft

5 of 128 documentsLast 30 days

Document trail

Monthly reportSeal 9F3A · C21E

Creates the document09:12 · Operations
Checks 12 rules09:20 · System
Attaches the backup09:26 · Accounting
E-signature09:34 · Management
Seals and delivers09:34 · System

Rules passed12 / 12

Rules, permissions and traceability at the core, not on the screen.

Sample interface · illustrative data

Service 02

Websites and custom systems.

Your professional website, live in less than a week. And the full system when operations call for it.

Custom website, in days
Industry-specific software
Dashboards connected to your data
Privacy and traceability

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My company dashboard

Due in 90 days or less

4in 30 days or less

5in 31 to 60 days

2in 61 to 90 days

Overdue

Workers with a certificate available

Plant operatorFITDue Oct 14

DriverFIT UNDER OBSERVATIONDue Oct 22

Shift supervisorFITDue Nov 3

Every person. One complete history.

Demo · in development · fictional data

KLINODA is a CJM Nexus Group company. Its platform brings order to occupational health for companies in Ecuador.

You see which certificates are expiring and who is fit for their job, without chasing a single piece of paper.

Each view shows only what belongs to it: in the company's view, clinical data doesn't exist.

Want to know more about KLINODA?

See KLINODA

Next step

Twenty minutes with the people who will do the work.

Who you'll talk to

Richard Carvajal for financial leadership, Boris Carvajal for technology: the same people who then do the work.

What happens in the meeting

You tell us how you make decisions today, with what information and what's missing. We ask questions: we're not there to pitch.

What you take away

What to sort out first, and in what order. And if we're not the right fit, we'll tell you in that same meeting.

Book a diagnostic call · 20 min

Free · no commitment · in English or Spanish